Use this free Washington DC paycheck calculator to see your 2026 take-home pay from a salary or an hourly wage. It shows every deduction for District residents: federal income tax, DC income tax, Social Security and Medicare, per paycheck and per year, whether you live in Capitol Hill, Navy Yard, Georgetown or any other neighborhood.
How Washington DC Paycheck Taxes Work: 2026 Guide
Updated for 2026. DC taxes income at seven rates from 4% to 10.75%, with the same brackets for every filing status. After months of back-and-forth with Congress over the 2025 federal tax law, the District's Fiscal Year 2027 Budget Support Act, in effect since October 2026, allows the federal deductions for tips, overtime and seniors from 2026 (not for 2025) and sets DC's own standard deduction. DC income tax applies only to people who live in the District; Maryland and Virginia commuters pay their home state instead. Every figure on this page comes from the DC Office of Tax and Revenue, the IRS or SSA.
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How your Washington DC paycheck is calculated
Your employer starts with your gross pay, removes pre-tax benefits, withholds federal and DC income tax, Social Security and Medicare, takes after-tax deductions and pays you the rest.
- Gross paySalary, or hours × rate, plus overtime, bonuses and tips
- Pre-tax deductions401(k), health premiums, HSA, FSA, commuter benefits
- TaxesFederal income tax, DC income tax, Social Security and Medicare
- After-tax deductionsRoth 401(k), union dues, garnishments
- Net payThe take-home amount paid to you
What is taken out of a Washington DC paycheck in 2026
| Deduction | 2026 rate | Applies to |
|---|---|---|
| Federal income tax | 10% to 37% by bracket | Taxable wages after the federal standard deduction |
| DC income tax | 4% to 10.75% by bracket | Federal AGI minus the DC deduction (District residents only) |
| Social Security | 6.2% | Wages up to $184,500 |
| Medicare | 1.45%, plus 0.9% over $200,000 | All wages |
| DC Paid Family Leave | None for employees | Paid entirely by employers |
Washington DC income tax brackets for 2026
| DC taxable income | Rate | Tax |
|---|---|---|
| Up to $10,000 | 4% | 4% of taxable income |
| $10,000 to $40,000 | 6% | $400 + 6% over $10,000 |
| $40,000 to $60,000 | 6.5% | $2,200 + 6.5% over $40,000 |
| $60,000 to $250,000 | 8.5% | $3,500 + 8.5% over $60,000 |
| $250,000 to $500,000 | 9.25% | $19,650 + 9.25% over $250,000 |
| $500,000 to $1,000,000 | 9.75% | $42,775 + 9.75% over $500,000 |
| Over $1,000,000 | 10.75% | $91,525 + 10.75% over $1,000,000 |
The same brackets apply to single, joint, separate and head of household filers, and they are not indexed for inflation, so they were the same in 2025 (DC Office of Tax and Revenue, 2026 D-40ES). Because joint filers share single brackets, married couples reach the 8.5% rate at the same $60,000 of taxable income as a single filer.
DC standard deduction and itemized deductions
| Filing status | 2025 | 2026 estimate |
|---|---|---|
| Single, married filing separately | $15,000 | $15,350 |
| Head of household | $22,500 | $23,000 |
| Married filing jointly | $30,000 | $30,700 |
DC sets its own standard deduction instead of using the larger federal amount: $15,000 for a single filer in 2025, adjusted for the cost of living each year from 2026 (Thomson Reuters summary of the FY2027 Budget Support Act). The District has not yet published the 2026 amounts, so the calculator uses an estimate based on the federal inflation adjustment. Filers who are 65 or older or blind add the federal extra amount. DC has no personal exemption. You can itemize instead, but itemized deductions are reduced by 5% of AGI above $200,000 ($100,000 if married filing separately).
A single filer earning $100,000 has $84,650 of DC taxable income in 2026. The tax is $3,500 on the first $60,000 plus 8.5% of the rest, or $5,595, about 5.6% of gross pay. Traditional 401(k) contributions, health premiums, HSA and FSA contributions lower your DC tax too.
Tips, overtime and the senior deduction in DC
The federal tax law passed in July 2025 created deductions for tips (up to $25,000), overtime pay (up to $12,500, or $25,000 for joint filers) and seniors ($6,000). In late 2025 the DC Council voted to leave them out of DC tax; Congress passed a resolution in February 2026 to block that, and the District disputed whether it was valid (Kiplinger). The Fiscal Year 2027 Budget Support Act settled it: DC allows the tips, overtime, car loan interest and senior deductions for 2026 through 2028, but not for 2025. The calculator follows that rule, so the 2025 setting taxes tips and overtime in full and the 2026 setting deducts them.
Federal taxes on every Washington DC paycheck
Federal income tax depends on your income, filing status and the choices on your W-4. For 2026 the brackets run from 10% to 37%, and the standard deduction is $16,100 for single filers, $32,200 for joint filers and $24,150 for heads of household (IRS).
- Social Security: 6.2% of wages up to $184,500 in 2026, a maximum of $11,439 (SSA).
- Medicare: 1.45% of all wages. Employers also withhold an extra 0.9% on wages above $200,000 in a year.
Take-home pay examples in Washington DC for 2026
These results come from the calculator above for a single DC resident paid monthly, with no pre-tax deductions:
| Salary | Federal tax | DC tax | Social Security + Medicare | Take-home per year | Per month | Total tax rate |
|---|---|---|---|---|---|---|
| $50,000 | $3,820 | $1,879 | $3,825 | $40,476 | $3,373 | 19.0% |
| $60,000 | $5,020 | $2,502 | $4,590 | $47,888 | $3,991 | 20.2% |
| $75,000 | $7,670 | $3,477 | $5,738 | $58,115 | $4,843 | 22.5% |
| $100,000 | $13,170 | $5,595 | $7,650 | $73,585 | $6,132 | 26.4% |
| $150,000 | $24,734 | $9,845 | $11,475 | $103,946 | $8,662 | 30.7% |
| $200,000 | $36,734 | $14,095 | $14,339 | $134,832 | $11,236 | 32.6% |
A married couple filing jointly on $150,000 of combined pay takes home about $114,645 a year (23.6% in total taxes). With two children under 17, a couple earning $100,000 takes home about $84,820. An hourly worker on $25 an hour, 40 hours a week, earns $52,000 and takes home about $41,963 a year, or $3,497 a month.
Where a $75,000 Washington DC salary goes in 2026
Single filer, no pre-tax deductions, yearly amounts
Source: Digicalcy calculation using 2026 IRS, SSA and DC Office of Tax and Revenue rates.
Washington DC take-home pay compared with Maryland and Virginia
On a $100,000 salary, a single filer keeps about $73,585 living in DC, $74,244 in Virginia and $71,807 in Maryland (including county income tax). Compare with our Maryland and Virginia paycheck calculators.
Work in DC but live in Maryland or Virginia? DC cannot tax the wages of people who live outside the District, so you pay no DC income tax. Give your employer Form D-4A to stop DC withholding, and your employer withholds your home state's tax instead. Use the Maryland or Virginia calculator for your paycheck. DC residents who work in Maryland or Virginia pay DC tax, not that state's tax.
Paychecks in Capitol Hill, Navy Yard and Georgetown
DC is a single taxing district with no separate city or county income tax, so the calculator gives the same result in Capitol Hill, Navy Yard, Georgetown, Columbia Heights, Dupont Circle, Anacostia and every other neighborhood.
How bonuses, overtime and tips are taxed in DC
- Bonuses: Employers usually withhold a flat 22% federal tax on bonuses paid separately, plus DC tax, Social Security and Medicare. Your real tax is settled when you file. On a $100,000 salary you keep about $6,185 of a $10,000 bonus. See the bonus tax calculator.
- Overtime: DC requires 1.5 times the regular rate for hours over 40 in a workweek. From 2026 the extra half of overtime pay is deductible from both federal and DC tax, up to the federal limit. See the overtime calculator.
- Tips: DC's tipped minimum wage is $10.30 an hour from July 1, 2026, and tips must bring you up to the full minimum wage. From 2026 qualified tips up to $25,000 are deductible from federal and DC tax. A single worker with $40,000 in wages and $15,000 in tips takes home about $46,894 a year in 2026, compared with $45,921 under the 2025 rules.
How pre-tax deductions lower your DC taxes
| Deduction | Federal income tax | DC income tax | Social Security and Medicare |
|---|---|---|---|
| Traditional 401(k), 403(b), 457 | Lowers | Lowers | No change |
| Health, dental and vision premiums | Lowers | Lowers | Lowers |
| HSA through payroll | Lowers | Lowers | Lowers |
| Health and dependent care FSA | Lowers | Lowers | Lowers |
A $10,000 401(k) contribution on a $100,000 DC salary
Single filer, 2026, yearly amounts
The contribution saves $3,050 in income tax, so take-home pay falls by only $6,950.
Salary or hourly pay in Washington DC
For hourly pay, multiply your rate by your weekly hours and by 52. A full-time year is 2,080 hours. DC's minimum wage is $18.40 an hour from July 1, 2026 ($17.95 before that) and rises with inflation each July (DC minimum wage summary). A single full-time worker on $18.40 an hour earns $38,272 and takes home about $31,756 a year.
When you leave a job, DC employers must pay final wages by the next business day if you are let go, or by the next regular payday or within seven days if you quit, whichever comes first.
Why your actual paycheck may differ from this estimate
- This calculator estimates your tax for the full year. Employers withhold using the DC withholding tables and your Form D-4, which can give a slightly different result.
- The 2026 DC standard deduction is an estimate until the District publishes the official amount.
- Credits such as the DC earned income credit (85% of the federal credit for 2026 to 2028) and the property tax credit are claimed when you file.
- Social Security stops once your wages pass $184,500, so late-year paychecks of high earners are larger.
How to increase your take-home pay in Washington DC
- Check your federal withholding with the IRS Tax Withholding Estimator and update your W-4 and DC Form D-4 after a raise, a new job or a change in your family.
- Use pre-tax benefits such as a 401(k), HSA, FSA and commuter benefits. Each dollar saves federal tax and up to 10.75% DC tax.
- If you have tips or overtime, keep records so you can claim the federal and DC deductions for 2026.
How this calculator works
The calculator estimates your full-year tax and divides it by your pay periods. It uses the 2026 federal brackets and standard deduction (Rev. Proc. 2025-32, including the 2025 tax law changes), the DC brackets, standard deduction and itemized deduction limit, the DC treatment of tips, overtime and senior deductions for each year, and the 2026 Social Security wage base. It assumes you live in the District. For joint filers, enter combined household wages. Results are estimates, not tax advice.
Last reviewed: October 29, 2026.
Washington DC Paycheck Calculator FAQs
How much is $100,000 after taxes in Washington DC?
A single DC resident earning $100,000 takes home about $73,585 a year in 2026, or $6,132 a month. That is after $13,170 federal income tax, $5,595 DC income tax and $7,650 Social Security and Medicare.
What percentage of my paycheck goes to taxes in Washington DC?
For a single filer in 2026, total taxes take about 19.0% of a $50,000 salary, 22.5% of $75,000, 26.4% of $100,000 and 30.7% of $150,000. That includes federal and DC income tax, Social Security and Medicare.
What is the Washington DC income tax rate?
DC has seven rates: 4%, 6%, 6.5%, 8.5%, 9.25%, 9.75% and 10.75%. The 8.5% rate starts at $60,000 of taxable income and 10.75% applies above $1 million, for every filing status.
How much is $60,000 after taxes in Washington DC?
A single DC resident earning $60,000 takes home about $47,888 a year in 2026, or $3,991 a month, after $5,020 federal tax, $2,502 DC tax and $4,590 Social Security and Medicare.
Do I pay DC income tax if I live in Maryland or Virginia?
No. DC does not tax the wages of nonresidents. If you live in Maryland or Virginia and work in DC, give your employer Form D-4A and pay your home state's income tax instead.
Does DC tax tips and overtime?
For 2025, yes: DC did not allow the federal tips and overtime deductions. From 2026 through 2028, DC allows them, so qualified tips up to $25,000 and the extra half of overtime pay are deductible from DC tax as well as federal tax.
Is a Washington DC salary calculator the same as a paycheck calculator?
Yes. This calculator works as both. Enter an annual salary or an hourly rate and hours, and it shows take-home pay per paycheck and per year.
What is the minimum wage in Washington DC in 2026?
DC's minimum wage is $18.40 an hour from July 1, 2026. The tipped minimum wage is $10.30 an hour, and tips must bring workers up to the full minimum wage.
How is overtime paid in Washington DC?
DC requires 1.5 times the regular rate for hours over 40 in a workweek. There is no daily overtime.
More paycheck and tax calculators
- Maryland Paycheck Calculator: take-home pay with state and county tax
- Virginia Paycheck Calculator: take-home pay with Virginia income tax
- New York Paycheck Calculator: take-home pay with state and city tax
- Overtime Calculator: time and a half pay
- Bonus Tax Calculator: how much of a bonus you keep
- Federal Tax Withholding Calculator: check your W-4