Use this free Arkansas paycheck calculator to see your 2026 take-home pay from a salary or an hourly wage. It shows every deduction: federal income tax, Arkansas income tax, Social Security and Medicare, per paycheck and per year, for Little Rock, Fayetteville, Fort Smith and everywhere else in the state.
How Arkansas Paycheck Taxes Work: 2026 Guide
Updated for 2026. Arkansas cut its top income tax rate from 3.9% to 3.7% in a May 2026 special session (Act 1, HB 1001), retroactive to January 1, 2026. It is the fifth cut since 2023. Rates run from 0% to 3.7%, with a small standard deduction of $2,470 and a $29 personal tax credit. Arkansas does not have a deduction for tips or overtime, and there is no local income tax. The minimum wage is $11 an hour. Every figure on this page comes from the Arkansas Department of Finance and Administration, the Arkansas Legislature, the IRS or SSA.
{tocify}
How your Arkansas paycheck is calculated
Your employer starts with your gross pay, removes pre-tax benefits, withholds federal and Arkansas income tax, Social Security and Medicare, takes after-tax deductions and pays you the rest.
- Gross paySalary, or hours × rate, plus overtime, bonuses and tips
- Pre-tax deductions401(k), health premiums, HSA, FSA, commuter benefits
- TaxesFederal income tax, Arkansas income tax, Social Security and Medicare
- After-tax deductionsRoth 401(k), union dues, garnishments
- Net payThe take-home amount paid to you
What is taken out of an Arkansas paycheck in 2026
| Deduction | 2026 rate | Applies to |
|---|---|---|
| Federal income tax | 10% to 37% by bracket | Taxable wages after the federal standard deduction |
| Arkansas income tax | 0% to 3.7% by bracket | Wages after pre-tax deductions and the $2,470 standard deduction |
| Social Security | 6.2% | Wages up to $184,500 |
| Medicare | 1.45%, plus 0.9% over $200,000 | All wages |
| State disability, family leave or unemployment | None | Arkansas has no employee payroll contributions |
| City or county income tax | None | No local income tax anywhere in Arkansas |
Arkansas income tax rates for 2026
Arkansas uses two rate tables, depending on your net taxable income (Thomson Reuters summary of Act 1, Arkansas House):
| Net taxable income up to $94,700 | 2026 rate | 2025 rate |
|---|---|---|
| Up to $5,599 | 0% | 0% (up to $5,499) |
| $5,600 to $11,199 | 2% | 2% |
| $11,200 to $15,999 | 3% | 3% |
| $16,000 to $26,399 | 3.4% | 3.4% |
| $26,400 to $94,700 | 3.7% | 3.9% |
Above $94,700 (2026), Arkansas switches to a simpler table: 2% on the first $4,700 and 3.7% on everything above it. Because that table loses the 0% and lower brackets, a bracket adjustment of up to $290 softens the jump for incomes between $94,701 and $97,600. Above $97,600 the tax is simply 3.7% of net taxable income minus $79.90.
The same rates apply to every filing status. Married couples who both work can choose to file separately on the same return, which often lowers their combined Arkansas tax because each spouse gets the lower brackets.
Arkansas standard deduction and personal credits
- Standard deduction: $2,470 for 2026 ($2,410 for 2025), or $4,940 for married couples filing jointly (Arkansas DFA 2026 withholding formula).
- Personal tax credit: $29 off your tax for yourself, your spouse and each dependent, plus $29 more for each person 65 or older.
- Pre-tax benefits: traditional 401(k) contributions, health premiums, HSA and FSA contributions are not taxed by Arkansas.
A single filer earning $50,000 has $47,530 of net taxable income. The tax is 2% of $5,600, 3% of $4,800, 3.4% of $10,400 and 3.7% of the remaining $21,130, or $1,391, minus the $29 credit: $1,362, about 2.7% of gross pay.
Tips, overtime and the senior deduction in Arkansas
The federal tax law passed in July 2025 created deductions for tips (up to $25,000), overtime pay (up to $12,500, or $25,000 for joint filers) and seniors ($6,000). Arkansas computes its own tax from gross income and has not adopted these deductions, so tips and overtime are fully taxed by Arkansas. The calculator applies them to federal tax only.
Federal taxes on every Arkansas paycheck
Federal income tax depends on your income, filing status and the choices on your W-4. For 2026 the brackets run from 10% to 37%, and the standard deduction is $16,100 for single filers, $32,200 for joint filers and $24,150 for heads of household (IRS).
- Social Security: 6.2% of wages up to $184,500 in 2026, a maximum of $11,439 (SSA).
- Medicare: 1.45% of all wages. Employers also withhold an extra 0.9% on wages above $200,000 in a year.
Take-home pay examples in Arkansas for 2026
These results come from the calculator above for a single filer paid monthly, with no pre-tax deductions:
| Salary | Federal tax | AR tax | Social Security + Medicare | Take-home per year | Per month | Total tax rate |
|---|---|---|---|---|---|---|
| $50,000 | $3,820 | $1,362 | $3,825 | $40,993 | $3,416 | 18.0% |
| $60,000 | $5,020 | $1,732 | $4,590 | $48,658 | $4,055 | 18.9% |
| $75,000 | $7,670 | $2,287 | $5,738 | $59,305 | $4,942 | 20.9% |
| $100,000 | $13,170 | $3,490 | $7,650 | $75,690 | $6,308 | 24.3% |
| $150,000 | $24,734 | $5,350 | $11,475 | $108,441 | $9,037 | 27.7% |
| $200,000 | $36,734 | $7,200 | $14,339 | $141,727 | $11,811 | 29.1% |
A married couple filing jointly on $150,000 of combined pay takes home about $117,956 a year (21.4% in total taxes). With two children under 17, a couple earning $100,000 takes home about $86,049. An hourly worker on $25 an hour, 40 hours a week, earns $52,000 and takes home about $42,526 a year, or $3,544 a month. Under the 2025 rates, the single filer on $100,000 paid $3,690 in Arkansas tax; in 2026 it is $3,490.
Where a $75,000 Arkansas salary goes in 2026
Single filer, no pre-tax deductions, yearly amounts
Source: Digicalcy calculation using 2026 IRS, SSA and Arkansas DFA rates.
Arkansas take-home pay compared with nearby states
On a $100,000 salary, a single filer keeps about $75,690 in Arkansas, $75,510 in Missouri, $75,226 in Oklahoma, $76,566 in Louisiana and $79,180 in Texas and Tennessee, which have no income tax on wages. Compare with our Missouri, Oklahoma, Texas and Tennessee paycheck calculators.
Live in one state and work in another? Arkansas has no reciprocity agreements. You generally pay tax to the state where you work and claim a credit on your home-state return. Texarkana has a special exemption for some border residents and workers; check with the Arkansas DFA if it applies to you.
Paychecks in Little Rock, Fayetteville and Fort Smith
Arkansas has no city or county income tax, so the calculator gives the same result in Little Rock, Fayetteville, Fort Smith, Springdale, Jonesboro, Bentonville and everywhere else in the state.
How bonuses, overtime and tips are taxed in Arkansas
- Bonuses: Employers usually withhold a flat 22% federal tax and 3.7% Arkansas tax on bonuses paid separately, plus Social Security and Medicare. Your real tax is settled when you file. On a $100,000 salary you keep about $6,655 of a $10,000 bonus. See the bonus tax calculator.
- Overtime: Arkansas requires 1.5 times the regular rate for hours over 40 in a workweek. The federal overtime deduction does not lower your Arkansas tax. See the overtime calculator.
- Tips: Employers may pay tipped workers $2.63 an hour if tips bring them to at least $11. Tips are deductible from federal tax, but fully taxed by Arkansas. A single worker with $40,000 in wages and $15,000 in tips takes home about $46,625 a year.
How pre-tax deductions lower your Arkansas taxes
| Deduction | Federal income tax | AR income tax | Social Security and Medicare |
|---|---|---|---|
| Traditional 401(k), 403(b), 457 | Lowers | Lowers | No change |
| Health, dental and vision premiums | Lowers | Lowers | Lowers |
| HSA through payroll | Lowers | Lowers | Lowers |
| Health and dependent care FSA | Lowers | Lowers | Lowers |
A $10,000 401(k) contribution on a $100,000 Arkansas salary
Single filer, 2026, yearly amounts
The contribution saves $2,847 in income tax, so take-home pay falls by only $7,153. It also moves this filer back into the regular rate table.
Salary or hourly pay in Arkansas
For hourly pay, multiply your rate by your weekly hours and by 52. A full-time year is 2,080 hours. Arkansas's minimum wage is $11 an hour for employers with four or more employees, set by voters in 2018 and not tied to inflation (OnPay summary). A single full-time worker on $11 an hour earns $22,880 and takes home about $20,075 a year.
If you are discharged, Arkansas employers must pay your final wages within seven days. If you quit, they are due on the next regular payday.
Why your actual paycheck may differ from this estimate
- This calculator estimates your tax for the full year. Employers withhold using the Arkansas withholding formula and your AR4EC, so each check can be a little higher or lower. The formula was updated mid-2026 for the 3.7% rate, so early-2026 paychecks may have had slightly more withheld.
- Arkansas offers low-income tax tables that eliminate or reduce tax for lower-income households. The calculator uses the regular tables, so very low earners may owe less than shown.
- Credits such as the child care credit (20% of the federal credit) are claimed when you file.
- Social Security stops once your wages pass $184,500, so late-year paychecks of high earners are larger.
How to increase your take-home pay in Arkansas
- Check your withholding with the IRS Tax Withholding Estimator and update your W-4 and Arkansas AR4EC after a raise, a new job or a change in your family.
- Use pre-tax benefits such as a 401(k), HSA, FSA and commuter benefits. Each dollar saves federal tax and up to 3.7% Arkansas tax.
- If you are married and both work, compare filing jointly with filing separately on the same Arkansas return.
How this calculator works
The calculator estimates your full-year tax and divides it by your pay periods. It uses the 2026 federal brackets and standard deduction (Rev. Proc. 2025-32, including the 2025 tax law changes), the 2025 and 2026 Arkansas rate tables with the bracket adjustment, the Arkansas standard deduction and $29 personal credits, and the 2026 Social Security wage base. For joint filers, enter combined household wages. Results are estimates, not tax advice.
Last reviewed: October 29, 2026.
Arkansas Paycheck Calculator FAQs
How much is $100,000 after taxes in Arkansas?
A single filer earning $100,000 in Arkansas takes home about $75,690 a year in 2026, or $6,308 a month. That is after $13,170 federal income tax, $3,490 Arkansas income tax and $7,650 Social Security and Medicare.
What percentage of my paycheck goes to taxes in Arkansas?
For a single filer in 2026, total taxes take about 18.0% of a $50,000 salary, 20.9% of $75,000, 24.3% of $100,000 and 27.7% of $150,000. That includes federal and Arkansas income tax, Social Security and Medicare.
What is the Arkansas state income tax rate?
For 2026, Arkansas rates run from 0% to 3.7%. The top rate fell from 3.9% to 3.7% under Act 1 of the May 2026 special session, retroactive to January 1, 2026. Most full-time workers pay 3.7% on income above $26,400.
How much is $60,000 after taxes in Arkansas?
A single filer earning $60,000 in Arkansas takes home about $48,658 a year in 2026, or $4,055 a month, after $5,020 federal tax, $1,732 Arkansas tax and $4,590 Social Security and Medicare.
Does Arkansas tax tips and overtime?
Yes. Arkansas has not adopted the federal deductions for tips and overtime, so both are fully taxed by the state, even though they can be deducted from federal tax.
Is an Arkansas salary calculator the same as a paycheck calculator?
Yes. This calculator works as both. Enter an annual salary or an hourly rate and hours, and it shows take-home pay per paycheck and per year.
What is the minimum wage in Arkansas in 2026?
Arkansas's minimum wage is $11 an hour for employers with four or more employees. Tipped workers can be paid $2.63 an hour if tips bring them to at least $11.
How is overtime paid in Arkansas?
Arkansas requires 1.5 times the regular rate for hours over 40 in a workweek. There is no daily overtime.
More paycheck and tax calculators
- Texas Paycheck Calculator: take-home pay with no state income tax
- Missouri Paycheck Calculator: take-home pay with state and city earnings tax
- Tennessee Paycheck Calculator: take-home pay with no state income tax
- Oklahoma Paycheck Calculator: take-home pay with Oklahoma income tax
- Overtime Calculator: time and a half pay
- Bonus Tax Calculator: how much of a bonus you keep
- Federal Tax Withholding Calculator: check your W-4