Use this free Virginia paycheck calculator to see your 2026 take-home pay from a salary or an hourly wage. It shows every deduction: federal income tax, Virginia income tax, Social Security and Medicare, per paycheck and per year, for Virginia Beach, Richmond, Arlington and everywhere else in the state.
How Virginia Paycheck Taxes Work: 2026 Guide
Updated for 2026. Virginia's income tax rates stay at 2% to 5.75%, and the standard deduction remains $8,750 for single filers and $17,500 for married couples filing jointly for 2026. Virginia has no local income tax. The minimum wage rose to $12.77 an hour on January 1, 2026. Every figure on this page comes from Virginia Tax, the Virginia Department of Labor and Industry, the IRS or SSA.
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How your Virginia paycheck is calculated
Virginia has one state income tax and no local income tax or state payroll programs. Your employer starts with your gross pay, removes pre-tax benefits, withholds federal and Virginia taxes, takes after-tax deductions and pays you the rest.
- Gross paySalary, or hours × rate, plus overtime, bonuses and tips
- Pre-tax deductions401(k), health premiums, HSA, FSA, commuter benefits
- TaxesFederal income tax, Virginia income tax, Social Security and Medicare
- After-tax deductionsRoth 401(k), union dues, garnishments
- Net payThe take-home amount paid to you
What is taken out of a Virginia paycheck in 2026
| Deduction | 2026 rate | Applies to |
|---|---|---|
| Federal income tax | 10% to 37% by bracket | Taxable wages after the federal standard deduction |
| Virginia income tax | 2% to 5.75% | Federal adjusted gross income minus the Virginia standard deduction and exemptions |
| Social Security | 6.2% | Wages up to $184,500 |
| Medicare | 1.45%, plus 0.9% over $200,000 | All wages |
| Local income tax | None | No Virginia city or county taxes wages |
| State disability, paid leave or unemployment | None | Paid by employers only |
Virginia income tax brackets for 2026
Virginia uses the same four brackets for every filing status, and they have not changed since 1990. Because the top rate starts at only $17,000 of taxable income, most full-time workers pay 5.75% on most of their income.
| Virginia taxable income | Rate | Tax |
|---|---|---|
| $0 to $3,000 | 2% | 2% of taxable income |
| $3,000 to $5,000 | 3% | $60 + 3% over $3,000 |
| $5,000 to $17,000 | 5% | $120 + 5% over $5,000 |
| Over $17,000 | 5.75% | $720 + 5.75% over $17,000 |
Virginia standard deduction and exemptions for 2026
- Standard deduction: $8,750 for single filers, heads of household and married filing separately; $17,500 for married couples filing jointly. Virginia Tax confirms these amounts stay the same for 2026 and change again for 2027 (Virginia Tax).
- Personal exemption: $930 for you, your spouse and each dependent.
- Age 65 or older, or blind: an extra $800 exemption each.
- Itemized deductions: you can itemize in Virginia only if you itemize on your federal return, and state income taxes are not deductible.
Virginia starts from your federal adjusted gross income, so 401(k) contributions, health premiums, HSA and FSA contributions lower your Virginia tax too. A single filer earning $100,000 has $90,320 of Virginia taxable income after the $8,750 standard deduction and $930 exemption. The tax is $720 plus 5.75% of $73,320, or $4,936, about 4.9% of gross pay.
Federal taxes on every Virginia paycheck
Federal income tax depends on your income, filing status and the choices on your W-4. For 2026 the brackets run from 10% to 37%, and the standard deduction is $16,100 for single filers, $32,200 for joint filers and $24,150 for heads of household (IRS).
- Social Security: 6.2% of wages up to $184,500 in 2026, a maximum of $11,439 (SSA).
- Medicare: 1.45% of all wages. Employers also withhold an extra 0.9% on wages above $200,000 in a year.
Take-home pay examples in Virginia for 2026
These results come from the calculator above for a single filer paid monthly, with no pre-tax deductions:
| Salary | Federal tax | Virginia tax | Social Security + Medicare | Take-home per year | Per month | Total tax rate |
|---|---|---|---|---|---|---|
| $50,000 | $3,820 | $2,061 | $3,825 | $40,294 | $3,358 | 19.4% |
| $60,000 | $5,020 | $2,636 | $4,590 | $47,754 | $3,980 | 20.4% |
| $75,000 | $7,670 | $3,498 | $5,738 | $58,094 | $4,841 | 22.5% |
| $100,000 | $13,170 | $4,936 | $7,650 | $74,244 | $6,187 | 25.8% |
| $150,000 | $24,734 | $7,811 | $11,475 | $105,980 | $8,832 | 29.3% |
| $200,000 | $36,734 | $10,686 | $14,339 | $138,241 | $11,520 | 30.9% |
A married couple filing jointly on $150,000 of combined pay takes home about $115,931 a year (22.7% in total taxes). With two children under 17, a couple earning $100,000 takes home about $84,838. An hourly worker on $25 an hour, 40 hours a week, earns $52,000 and takes home about $41,786 a year, or $3,482 a month.
Where a $75,000 Virginia salary goes in 2026
Single filer, no pre-tax deductions, yearly amounts
Source: Digicalcy calculation using 2026 IRS, SSA and Virginia Tax rates.
Virginia take-home pay compared with nearby states
Take-home pay on a $100,000 salary in 2026
Single filer, no pre-tax deductions, yearly amounts
Figures from our Florida, North Carolina, Pennsylvania and New York paycheck calculators.
Paychecks in Virginia Beach, Richmond and Arlington
No Virginia city or county taxes wages, so the same salary gives the same take-home pay in Virginia Beach, Richmond, Arlington, Fairfax and anywhere else in the state. What differs is pay levels and living costs, especially housing in Northern Virginia, and local sales and property taxes.
Working across the state line
Many people in Northern Virginia commute to Washington DC or Maryland. If you live in Virginia, you pay Virginia income tax on all your wages; DC does not tax nonresidents, and Maryland residents who commute daily into Virginia pay their home state's tax instead. Virginia has reciprocal arrangements for daily commuters from Kentucky, Maryland, Pennsylvania, West Virginia and the District of Columbia, who give their employer Form VA-4 to stop Virginia withholding.
How bonuses, overtime and tips are taxed in Virginia
- Bonuses: Employers usually withhold a flat 22% federal tax and 5.75% Virginia tax on bonuses, plus Social Security and Medicare. Your real tax is settled when you file. On a $100,000 salary you keep about $6,460 of a $10,000 bonus. See the bonus tax calculator.
- Overtime: Virginia pays 1.5 times the regular rate for hours over 40 in a workweek. Overtime is taxed as ordinary wages. See the overtime calculator.
- Tips and the new federal deductions: The federal deductions for qualified tips (up to $25,000) and the overtime premium (up to $12,500, or $25,000 for joint filers) cover 2025 to 2028. Virginia starts from federal adjusted gross income, which comes before these deductions, so they do not lower Virginia tax.
How pre-tax deductions lower your Virginia taxes
| Deduction | Federal income tax | Virginia income tax | Social Security and Medicare |
|---|---|---|---|
| Traditional 401(k), 403(b), 457 | Lowers | Lowers | No change |
| Health, dental and vision premiums | Lowers | Lowers | Lowers |
| HSA through payroll | Lowers | Lowers | Lowers |
| Health and dependent care FSA | Lowers | Lowers | Lowers |
| Transit and parking benefits | Lowers | Lowers | Lowers |
A $10,000 401(k) contribution on a $100,000 Virginia salary
Single filer, 2026, yearly amounts
The contribution saves $2,775 in income tax, so take-home pay falls by only $7,225.
Salary or hourly pay in Virginia
For hourly pay, multiply your rate by your weekly hours and by 52. A full-time year is 2,080 hours. The Virginia minimum wage is $12.77 an hour from January 1, 2026 (Virginia Department of Labor and Industry), which is $26,562 a year full time. A single full-time worker on $12.77 an hour takes home about $22,769 a year. Salaried employees exempt from overtime must generally earn at least $684 a week under federal law.
Why your actual paycheck may differ from this estimate
- This calculator estimates your tax for the full year. Employers withhold using the IRS and Virginia withholding tables and your W-4 and VA-4, so each check can be a little higher or lower.
- Credits such as the Virginia low-income credit and the Virginia earned income credit are claimed when you file, not through your paycheck.
- Social Security stops once your wages pass $184,500, so late-year paychecks of high earners are larger.
How to increase your take-home pay in Virginia
- Check your federal withholding with the IRS Tax Withholding Estimator and update your W-4 and VA-4 after a raise, a new job or a change in your family.
- Use pre-tax benefits such as a 401(k), HSA, FSA and commuter benefits. Each dollar saves federal tax and up to 5.75% Virginia tax.
- Contributions to a Virginia529 college savings account can be deducted from Virginia income up to state limits.
How this calculator works
The calculator estimates your full-year tax and divides it by your pay periods. It uses the 2026 federal brackets and standard deduction (Rev. Proc. 2025-32, including the 2025 tax law changes), the Virginia brackets on federal adjusted gross income less the 2026 Virginia standard or itemized deduction and exemptions, and the 2026 Social Security wage base. For joint filers, enter combined household wages. Results are estimates, not tax advice.
Last reviewed: October 28, 2026.
Virginia Paycheck Calculator FAQs
How much is $100,000 after taxes in Virginia?
A single filer earning $100,000 in Virginia takes home about $74,244 a year in 2026, or $6,187 a month. That is after $13,170 federal income tax, $4,936 Virginia income tax and $7,650 Social Security and Medicare, with no pre-tax deductions.
What percentage of my paycheck goes to taxes in Virginia?
For a single filer in 2026, total taxes take about 19.4% of a $50,000 salary, 22.5% of $75,000, 25.8% of $100,000 and 29.3% of $150,000. That includes federal and Virginia income tax, Social Security and Medicare.
What is the Virginia state income tax rate?
Virginia's rates run from 2% to 5.75%. The top 5.75% rate applies to taxable income over $17,000, so most full-time workers pay 5.75% on most of their income.
How much is $60,000 after taxes in Virginia?
A single filer earning $60,000 in Virginia takes home about $47,754 a year in 2026, or $3,980 a month, after $5,020 federal tax, $2,636 Virginia tax and $4,590 Social Security and Medicare.
What is the Virginia standard deduction for 2026?
The Virginia standard deduction is $8,750 for single filers and $17,500 for married couples filing jointly for 2026. You also subtract a $930 exemption for yourself, your spouse and each dependent.
Does Virginia have a local income tax?
No. No Virginia city or county taxes wages, so the same salary gives the same take-home pay in Virginia Beach, Richmond, Arlington and anywhere else in Virginia.
Is a Virginia salary calculator the same as a paycheck calculator?
For Virginia take-home pay, yes. Both estimate how much of your pay you keep after taxes and deductions. This calculator works for salaried and hourly workers and shows results per paycheck and per year.
What is the minimum wage in Virginia in 2026?
Virginia's minimum wage is $12.77 an hour from January 1, 2026, or $26,562 a year for full-time work.
How is overtime paid in Virginia?
Most hourly workers get 1.5 times their regular rate for hours over 40 in a workweek. Overtime is taxed as ordinary wages, and the federal overtime and tips deductions do not lower Virginia tax.
More paycheck and tax calculators
- North Carolina Paycheck Calculator: take-home pay with the 3.99% flat tax
- Pennsylvania Paycheck Calculator: take-home pay with the 3.07% flat tax and local taxes
- New York Paycheck Calculator: take-home pay with state tax, SDI and Paid Family Leave
- Florida Paycheck Calculator: take-home pay with no state income tax
- Overtime Calculator: time and a half pay
- Bonus Tax Calculator: how much of a bonus you keep
- Federal Tax Withholding Calculator: check your W-4