Nebraska Paycheck Calculator 2026 – Salary & Take-Home Pay

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How your Nebraska paycheck is calculated

Your employer starts with your gross pay, removes pre-tax benefits, withholds federal and Nebraska income tax, Social Security and Medicare, takes after-tax deductions and pays you the rest.

1. Gross paySalary, or hours × rate, plus overtime, bonuses and tips
2. Pre-tax deductions401(k), health premiums, HSA, FSA, commuter benefits
3. TaxesFederal income tax, Nebraska income tax, Social Security and Medicare
4. After-tax deductionsRoth 401(k), union dues, garnishments
5. Net payThe take-home amount paid to you

What is taken out of a Nebraska paycheck in 2026

Nebraska income tax brackets for 2026

Source: Nebraska Department of Revenue tax rate chronology. For 2025 there were four rates: 2.46%, 3.51%, 5.01% (single filers from $24,120) and 5.2% (above $38,870). The top rate falls again to 3.99% in 2027.

Nebraska standard deduction and personal exemption credit

The head of household standard deduction is about $12,950 for 2026 (our estimate, indexed from $12,600 in 2025). People 65 or older get a larger standard deduction, and you can itemize instead if your itemized deductions are larger. The personal exemption credit is subtracted from your tax, not your income.

A single filer earning $100,000 has $91,150 of Nebraska taxable income. The tax is $3,846 (2.46% of $4,130, 3.51% of the next $20,630 and 4.55% of the rest), minus the $176 credit, or $3,670, about 3.7% of gross pay. Traditional 401(k) contributions, health premiums, HSA and FSA contributions lower your Nebraska tax too.

Tips, overtime and the senior deduction in Nebraska

The federal tax law passed in July 2025 created deductions for tips (up to $25,000), overtime pay (up to $12,500, or $25,000 for joint filers) and seniors ($6,000). Nebraska starts from federal adjusted gross income, which these deductions do not change, and it has not adopted a state version (state conformity tracker citing the Nebraska Department of Revenue). Tips and overtime are fully taxed by Nebraska, and the calculator applies the deductions to federal tax only.

Federal taxes on every Nebraska paycheck

Federal income tax depends on your income, filing status and the choices on your W-4. For 2026 the brackets run from 10% to 37%, and the standard deduction is $16,100 for single filers, $32,200 for joint filers and $24,150 for heads of household (IRS).

• Social Security: 6.2% of wages up to $184,500 in 2026, a maximum of $11,439 (SSA).
• Medicare: 1.45% of all wages. Employers also withhold an extra 0.9% on wages above $200,000 in a year.

Take-home pay examples in Nebraska for 2026

These results come from the calculator above for a single filer paid monthly, with no pre-tax deductions:

A married couple filing jointly on $150,000 of combined pay takes home about $118,119 a year (21.3% in total taxes). With two children under 17, a couple earning $100,000 takes home about $86,671. An hourly worker on $25 an hour, 40 hours a week, earns $52,000 and takes home about $42,476 a year, or $3,540 a month. Under the 2025 rates, the single filer on $100,000 paid $4,104 in Nebraska tax; in 2026 it is $3,670.

Nebraska take-home pay compared with nearby states

On a $100,000 salary, a single filer keeps about $75,510 in Nebraska, $76,032 in Iowa, $74,400 in Kansas, $75,048 in Colorado (including FAMLI) and $79,180 in South Dakota, which does not tax wages. Compare with our Iowa, Kansas and Colorado paycheck calculators.

Live in Iowa and work in Omaha? Nebraska taxes wages earned in Nebraska, so Council Bluffs residents who work in Omaha pay Nebraska tax and claim a credit on their Iowa return. Nebraska has no reciprocity agreements.

Paychecks in Omaha, Lincoln and Grand Island

Nebraska cities and counties do not tax wages, so the calculator gives the same result in Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont, Norfolk and everywhere else in the state.

How bonuses, overtime and tips are taxed in Nebraska

• Bonuses: Employers usually withhold a flat 22% federal tax and 5% Nebraska tax on bonuses paid separately, plus Social Security and Medicare. Your real tax is settled when you file. On a $100,000 salary you keep about $6,580 of a $10,000 bonus. See the bonus tax calculator.
• Overtime: Nebraska follows the federal rule: 1.5 times the regular rate for hours over 40 in a workweek. The federal overtime deduction does not lower your Nebraska tax. See the overtime calculator.
• Tips: Employers may pay tipped workers $2.13 an hour if tips bring them to at least the minimum wage. Tips are deductible from federal tax, but fully taxed by Nebraska. A single worker with $40,000 in wages and $15,000 in tips takes home about $46,550 a year.

How pre-tax deductions lower your Nebraska taxes

Salary or hourly pay in Nebraska

For hourly pay, multiply your rate by your weekly hours and by 52. A full-time year is 2,080 hours. Nebraska's minimum wage rose from $13.50 to $15 an hour on January 1, 2026, under the 2022 voter-approved Initiative 433 (U.S. Department of Labor). A single full-time worker on $15 an hour earns $31,200 and takes home about $26,684 a year.

When you leave a job, Nebraska employers must pay your final wages by the next regular payday or within two weeks, whichever comes first.

Why your actual paycheck may differ from this estimate

• This calculator estimates your tax for the full year. Employers withhold using the Nebraska withholding tables and your W-4N, so each check can be a little higher or lower.
• Credits such as the Nebraska earned income credit (10% of the federal credit) and the child care credit are claimed when you file.
• Social Security stops once your wages pass $184,500, so late-year paychecks of high earners are larger.

How to increase your take-home pay in Nebraska

• Check your federal withholding with the IRS Tax Withholding Estimator and update your W-4 and Nebraska W-4N after a raise, a new job or a change in your family.
• Use pre-tax benefits such as a 401(k), HSA, FSA and commuter benefits. Each dollar saves federal tax and up to 4.55% Nebraska tax.
• Contribute to a Nebraska 529 (NEST) plan: contributions up to the yearly limit are deductible for Nebraska.

How this calculator works

The calculator estimates your full-year tax and divides it by your pay periods. It uses the 2026 federal brackets and standard deduction (Rev. Proc. 2025-32, including the 2025 tax law changes), the 2025 and 2026 Nebraska brackets, standard deduction and personal exemption credit, and the 2026 Social Security wage base. For joint filers, enter combined household wages. Results are estimates, not tax advice.

Last reviewed: October 29, 2026.